CHAPTER XII.

PROPER HANDLING OF NOTES. Kind of Note That 171 is Negotiable and Easily Discounted—Manner in Which Such a Note Should be Drawn—Defects in Ordinary Form of Promissory Note—Ease With Which Payment May Be Evaded or Delayed—Difficulties in the Way of Enforcing Collection—An Iron-clad Promise to Pay That Binds the Maker—Avoidance of Litigation and Attendant Expense—What to Do With Notes When Taken for Medical Services—How to Dispose of “Paper” to Bankers Who Know the Financial Responsibility of the Signers—Successful Method of a Chicago Physician Who Handles Considerable “Paper”—The Collection Agent Evil