CHAPTER XXII.
National Currency and State Bank Currency.--In Competition.--Legal- tender Bill tended to expand State Bank Circulation.--Secretary Chase's Recommendation.--Favorably received.--State Bank Circulation, $150,000,000.--Preliminary Bill to establish National Banks.-- Fessenden.--Sherman.--Hooper.--National Bank System in 1862.-- Discussed among the People.--Recommended by the President.--Mr. Chase urges it.--Bill introduced and discussed in Senate.--Discussion in the House.--Bill passed.--Hugh McCulloch of Indiana appointed Comptroller of the Currency.--Amended Bank Act.--To remedy Defects, Circulation limited to $500,000,000.--National Power.--State Rights. --Taxation.--Renewed Debate in Senate and House.--Bill passed.-- Merits of the System.--Former Systems.--First Bank of the United States.--Charters of United-States Banks, 1791-1816.--National Banks compared with United-States Banks.--One Defective Element.-- Founded on National Debt.