Thrift

Health is said to be wealth. Indeed, all wealth is valueless without health. Every man who lives by labour, whether of mind or body, regards health as one of the most valuable o...

"Go to the ant, thou sluggard; consider her ways, and be wise: which having no guide, overseer, or ruler, provideth her meat in the summer, and gathereth her food in the harvest...

"Although men are accused for not knowing their own weakness, yet perhaps as few know their own strength. It is in men as in soils, where sometimes there is a vein of gold, whic...

"Who can find a virtuous woman? for her price is far above rubies. The heart of her husband doth safely trust in her, so that he shall have no need of spoil.... She seeketh wool...

Man must be thrifty in order to be generous. Thrift does not end with itself, but extends its benefits to others. It founds hospitals, endows charities, establishes colleges, an...

"Of what a hideous progeny is debt the father! What lies, what meanness, what invasions on self-respect, what cares, what double-dealing! How in due season it will carve the fra...

"By no means run in debt: take thine own measure. Who cannot live on twenty pounds a year, Cannot on forty: he's a man of pleasure, A kind of thing that's for itself too dear."-...

"The acquisition of property, the accumulation of capital, is already in the power of the better-paid working class; and legislation has but few further facilities to give, or o...

"Self-reliance and self-denial will teach a man to drink out of his own cistern, and eat his own sweet bread, and to learn and labour truly to get his own living, and carefully...

Thrift is the spirit of order applied to domestic management and organization. Its object is to manage frugally the resources of the family; to prevent waste; and avoid useless...

"It was with profound wisdom that the Romans called by the same name courage and virtue. There is in fact no virtue, properly so called, without victory over ourselves; and what...

"The sober comfort, all the peace which springs From the large aggregate of little things; On these small cares of daughter, wife, or friend, The almost sacred joys of Home depe...

"The secret of all success is to know how to deny yourself.... If you once learn to get the whip-hand of yourself, that is the best educator. Prove to me that you can control yo...

"Le bonheur ou le malheur de la vielillesse n'est souvent que l'extrait de notre vie passée." (The blessedness or misery of old age is often but the extract of our past life.) _...

"Where is their common sense? Alas, what imprudence! Early marriages; many children; poor-rates, and the workhouse.... They are born; they are wretched; they die.... In no forei...

"Productive industry is the only capital which enriches a people, and spreads national prosperity and well-being. In all labour there is profit, says Solomon. What is the scienc...

Art of living exemplified--Taste an economist--Contrasts in cottage life--Difference in workmen--Living at home--Home and comfort--Comfortable people--Beneficence of house thrif...

Direct saving--Uses of saved money--Beginnings of savings banks--Dr. Duncan of Ruthwell--Establishment of savings banks--Classes of Depositors--Magic of drill--Military savings...

John Crossley--Martha Crossley--A courtship begun--A courtship concluded--John Crossley begins business--Dean Clough Mill--The Crossley family--Sir Francis Crossley--Martha Cros...

Earnings of operatives--Colliers and iron-workers--Earnings of colliers--The revellers--Lord Elcho and the colliers--High wages and heavy losses--High wages and drink--Sensual i...

Healthy existence--Necessity for pure air--The fever tax--The Arcadians--The rural poor--Influence of the home--Unhealthy homes--Health and drunkenness--Wholesome dwellings--Edw...

Want of sympathy--Masters and servants--Christian sympathy--Competition--What capital represents--Workmen and employers--The Ashworths--New Eagley Mills--Improved workpeople--Pu...

Greatness and debt--Seedy side of debt--Running up bills--Loan clubs--Genius and debt--Fox and Sheridan--Sheridan's debts--Lamartine--Webster--Debts of men of science--Debts of...

Hypocrisy and debt--Conventionalism--Keeping up appearances--Exclusive circles--Women and exclusiveness--Women and extravagance--Running into debt--The temptation of shopkeepers...

Helping the helpless--Dr. Donne--Rich people--Love of gold--Eagerness to be rich--Riches and poverty--Riches in old age--Riches no claim to distinction--Democrats and riches--Sa...

Luck and labour--Neglect of little things--"It will do!"--Spending of pennies--The thrifty woman--A helpful wife--A man's daily life--The two workmen--Rights and habits--Influen...

Keeping regular account--Generosity and forethought--Prudent economy--A dignity in saving--Self-improvement--Causes of failure--The price of success--Power of combining--Princip...

Spirit of order--Examples of economy--David Hume--Rev. Robert Walker--Self-application--Distinguished miners--Geo. Stephenson--James Watt--Working for independence--Working for...

Workmen and capital--Habits of economy--Self-indulgence--Results of thriftlessness--Uses of saved money--Extravagant living--Bargain-buying--Thrift and unthrift--Johnson on econ...