Part 10

Pyramids, Ascent of the 29

Servants, Indian 80

Singapore, Overland to 46

Southampton, Passage to 64

Sporting in Egypt 97

Tariff of Duty Goods 101

Vigo, Oporto, Lisbon and Cadiz 68

JAMES BARBER AND CO.,

EAST INDIA ARMY AND GENERAL AGENCY,

136, LEADENHALL STREET.

It is not our custom to seek business by the channel of continued advertisements, but we feel it to be our duty through the present opportunity to thank the Civil and Military Services of India, as well as many others, for the confidence they have been pleased to place in our management, when entrusted with their commands, and, further, to assure them that our effort to please, which has hitherto secured to us so large a portion of their patronage and support, will be energetically continued, and that our constant endeavour is to execute every commission entrusted to our care with promptness and fidelity.

We feel that a general Agency of this description to be really useful must embrace every variety of service, and that acute attention should be paid to the smallest trifle, often regulating the comfort and convenience of those by whom we are employed.

With these prefatory remarks, we may commence our detail, by observing--

Captain BARBER'S long experience in the East India Company's maritime service, together with his personal knowledge of all the first-class ships or steamers, fully qualifies him to furnish every information that can possibly be required for the voyage to India or China, whether the long sea or Overland Route be chosen.

Supposing the Overland Route to be chosen, no time should be lost in giving us directions to select the best vacant berth in the steamer, and to collect and ship all heavy baggage round the Cape, so that it may arrive sufficiently early to meet its owner at the Presidency.

The detail of an OUTFIT for so long a journey is a matter of serious consideration, both as regards comfort and cost--from ignorance on this subject it too frequently happens, that an expenditure beyond that which is necessary, fails to provide for the wants that might have been satisfied for a much less sum--and, further, even when the list is well chosen, the articles are bought at a great price, or indiscriminately procured from advertising tradesmen, who supply inferior goods.

We are always ready with detailed Lists of Outfit, and to advise parties who apply in time to avail themselves beneficially of our assistance in this and every other particular relating to the journey.

The Peninsular and Oriental Company do not in any case book through to BOMBAY , and for information and assistance in removing all difficulty while _en route_ to that Presidency we recommend that application be made to this Agency.

BAGGAGE is fetched from any part of London by us and sent down to Southampton, and there put on board the steamers in accordance with the Peninsular and Oriental Company's regulations, at a fixed charge on each package.

The BANKING DEPARTMENT of this agency includes all monetary operations at home and abroad.

PAY AND PENSIONS RECEIVED. Life insurance and insurance on baggage, passage and goods, effected; letters of credit granted; private and public business transacted at all the Government offices, and at the East-India House.

Military appointments and miscellaneous supplies of every description, including wines, musical instruments, plated ware, cutlery, sporting equipments, &c., &c., &c., are procured direct from the manufacturers, and forwarded as instructed by messes or individuals requiring them.

We are always ready to give advice when required for the packing of goods and render estimates of Cost of Freight and insurance--of packages to any part of the world. Having directed particular attention to this branch of the business, the fullest information and assistance can be given.

Although it is not indispensable that parties resorting to this Agency should become permanent SUBSCRIBERS of £1 per annum paid in advance, we beg to observe that those who do are entitled to the privilege of admission to a comfortable READING ROOM, provided with writing materials, and where English newspapers and periodicals and the latest Indian journals are regularly filed.

Many parties resident in this country experience great difficulty in the transmission of their Indian Letters, the postmasters, except in large towns, being frequently ignorant of the rates chargeable, and unable to afford any accurate information on the subject. The charges for postage become a serious item in an annual account; the subject is, therefore, deserving especial attention. Parties who from choice adopt the Marseilles route, may save much by selecting the lightest paper made for the purpose and by dispensing with large seals of wax.

The Weight of Letters can scarcely be too carefully kept down, when it is remembered that, independently of the heavy postage from England to the Presidency, the weight allowed for a single letter in India is only that of a sixpenny piece, or, to speak more correctly, forty-five grains troy!

Letters transmitted through this Agency are duly registered, the proper postage is paid, and charged in a periodical account; but when the Agency is used merely for the transmission of letters, a deposit of the probable amount of postage is required in addition to the annual subscription.

Lastly, we might refer to numbers who have employed this Agency for years past to prove that the advantages promised have been realised.

PENINSULAR AND ORIENTAL

STEAM NAVIGATION COMPANY.

INCORPORATED BY ROYAL CHARTER, IN 1840.

THE COMPANY'S VESSELS START

FROM THE SOUTHAMPTON DOCKS

As follow, with Her Majesty's Mails, Passengers, and Cargo, for the undermentioned Ports:

SPAIN AND PORTUGAL.

VIGO, OPORTO, LISBON, CADIZ, and GIBRALTAR, on the 7th, 17th, and 27th of every month, at 1 30 p. m. When either these dates fall on Sunday, the vessels start the following day.

MEDITERRANEAN.

MALTA, 20th and 29th of every month. ALEXANDRIA, 20th of the month.

CONSTANTINOPLE AND BLACK SEA.

On the 29th of the month.

INDIA AND CHINA (VIA EGYPT).

ADEN, BOMBAY, CEYLON, MADRAS, CALCUTTA, PENANG, SINGAPORE, and HONG KONG, 20th of the month.

ADEN and BOMBAY, also on the 29th of the month.

HOMEWARD ROUTES.

The Company's Steamers leave CALCUTTA for England, on the 8th of every month, except in May, June, and July, when the Steamers sail on the 3rd.

Leave MADRAS, four days after leaving Calcutta. " CEYLON, nine days after leaving Calcutta. " ADEN, on or about the 30th of every month. " ALEXANDRIA, on or about the 10th. " MALTA, on or about the 14th and 26th. " TREBIZOND, on or about the 12th. " CONSTANTINOPLE, on or about the 19th. " SMYRNA, on or about the 21st. " GIBRALTAR, on or about the 6th, 16th, and 26th. " LISBON, on or about the 9th, 19th, and 29th.

[atersim] For Plans of the Vessels, rates of Passage-money, and to secure Passages and Ship Cargo, please apply at the Company's Offices, No. 122, LEADENHALL STREET, LONDON, and No. 57, HIGH STREET, SOUTHAMPTON.

N.B.--Length of passage from Southampton to the undermentioned ports, including all stoppages:

To GIBRALTAR Seven Days. MALTA Ten ditto. ALEXANDRIA Sixteen ditto. CONSTANTINOPLE Sixteen ditto. BOMBAY Thirty-five ditto. CEYLON Forty-two ditto. MADRAS Forty-five ditto. CALCUTTA Forty-eight ditto. HONG KONG Fifty-four ditto.

OVERLAND GOODS AND PARCELS FOR INDIA.

Parcels under one quarter of a cubic foot measurement will be taken at five shillings, six and sixpence, seven and sixpence, and nine shillings each; above that measurement at the following graduated scale, including all charges to the Port of Delivery, except Transit Duty:--

+-------------------------+-------------------+----------+ | | | | | | Aden, Calcutta, | | | Measurement | Madras, Ceylon, | Bombay. | | | Straits, & China. | | +-------------------------+-------------------+----------+ | | £ s. d. | £ s. d. | | 1/4 foot | 0 10 0 | 0 15 0 | | Ditto and 1 inch | 0 11 6 | 0 17 6 | | Ditto and 2 inches | 0 13 0 | 0 19 6 | | 1/2 foot | 0 14 0 | 1 1 0 | | Ditto and 1 inch | 0 15 0 | 1 2 6 | | Ditto and 2 inches | 0 16 0 | 1 4 0 | | 3/4 foot | 0 17 0 | 1 5 6 | | Ditto and 1 inch | 0 18 0 | 1 7 0 | | Ditto and 2 inches | 0 19 0 | 1 8 6 | | 1 foot | 1 0 0 | 1 10 0 | +-------------------------+-------------------+----------+

AND FOR EVERY ADDITIONAL INCH MEASUREMENT IN PROPORTION.

If the Package weighs more than 20 lbs. to the cubic foot, an additional one shilling per lb. will be charged for the additional weight.

_Merchandise taken by Special Agreement before the 16th of the Month, and must be at this Office by 3 p. m. on that day._

_No Package will be received if it exceeds 70 lb. in weight._

For the above Rate of Freight the Company undertake to receive packages at their Offices in London or Southampton, and to ship and forward them by each Steamer to the Ports of destination, free of any other charge, subject to the following conditions:--

Parcels for Aden, Ceylon, Madras, Calcutta, Singapore, China, and Bombay, should be delivered not later than noon, on the 17th of each month; _and if forwarded on the 18th, will be subject to an extra charge_.

When the 18th falls on a Sunday, no package will be received after the 17th.

Periodicals for each Presidency will be charged 1s. each.

Parcels for Aden, Ceylon, Madras, Calcutta, and China, not to exceed 70 lbs. weight, or 5 cubic feet measurement.

Parcels for Bombay not to exceed 40 lbs. weight, and if in excess of 2 cubic feet measurement a further extra charge will be made.

Packages exceeding one cubic foot must be in a wood case, iron-hooped at each end, or an additional charge will be made for the same.

Specie, Jewellery, Silver, Watches, and other valuable articles, charged at three per cent. on their value, the Company reserving to themselves the right to charge by value, weight, or measurement.

TRANSIT DUTY.--Ten Shillings per cent. (payable to the Egyptian Government) will be added to the above rates.

[asterism] _Contents and value.--Must be declared at the time of booking, or the package cannot be received. A wrong declaration of value or contents subjects the consignee to a charge of double freight, and the package to seizure at the Custom House abroad._

CAUTION.--Parcels sent through any intermediate Agency cost the proprietor more. Application made personally, or by letter, to this Office, are promptly attended to.

[asterism] Parcels must be applied for to the Company's Agents at the Port of Delivery.

_Peninsular and Oriental Steam Navigation Company's Office_, 122, LEADENHALL STREET.

FAMILY ENDOWMENT LIFE ASSURANCE

AND

_ANNUITY SOCIETY_,

No. 12, CHATHAM PLACE, BLACKFRIARS, LONDON.

CAPITAL £500,000.

(Established by Act of Parliament, 19th May, 1836).

_TRUSTEES_.

WILLIAM BUTTERWORTH BAYLEY, ESQ. C. H. LATOUCHE, Esq. HENRY PORCHER, Esq.

_DIRECTORS_.

William Butterworth Bayley, Esq., _Chairman_.

John Fuller, Esq., _Deputy Chairman_.

Bruce Chichester, Esq. Major H. B. Henderson C. H. Latouche, Esq. Edward Lee, Esq. Colonel Ouseley Major Turner Joshua Walker, Esq. Lewis Burroughs, Esq.

_Bankers_--Messrs. Smith, Payne, and Smiths.

_Actuary_--Mr. W. Lewis. _Secretary_--Mr. John Cazenove.

INDIAN BRANCH.

_COMMITTEE OF MANAGEMENT, AT CALCUTTA._

Charles Binny Skinner, Esq. James Stuart, Esq. T. C. Morton, Esq. James Jos. Mackenzie, J. S. Judge, Esq.

_Medical Officer_--John Grant, Esq., _Apothecary General_. _Bankers_--Bank of Bengal. _Solicitors_--Messrs. Frith and Sands.

This Society offers a lower and more economical scale of Premiums for Life Assurance than hitherto demanded by the established Offices in India.

ANNUAL PREMIUM FOR ASSURING ONE THOUSAND RUPEES.

+--------------------------++--------------------------+ | CIVIL || MILITARY AND NAVAL | |------+---------+---------++------+---------+---------+ | Age. | With | Without || Age. | With | Without | | | Profits | Profits || | Profits | Profits | +------+---------+---------++------+---------+---------+ | 20 | Rs 33 | Rs 31 || 20 | Rs 83 | Rs 35 | | 30 | 38 | 35 || 30 | 44 | 41 | | 40 | 49 | 45 || 40 | 53 | 49 | | 50 | 63 | 59 || 50 | 66 | 61 | | 60 | 82 | 77 || 60 | 84 | 79 | +------+---------+---------++------+---------+---------+

All holders of Policies in India on the Profit scale, who may have paid five annual premiums, will be entitled, at the expiration of the fifth year, to a year's _profits_, calculated on the average of the preceding five years; such profit to be paid in cash, or to go in diminution of the future premiums payable, or to be added to the sum assured by the policy, at the option of the holder, after the calculation of the profits shall have been made in London.

After the expiration of 1851, the profits will be declared annually, and the payers of five complete annual premiums be regularly entitled to a participation therein, with a like option as to the mode of application.

Parties assured in India for Life shall, on their return to England for a _permanency_, and on the first half-yearly premium becoming due, be entitled to come upon the English rates of premium, and be placed under the rules and conditions of the Society there obtaining.

All parties assured for life or for terms other than for life, whatever the number of payments or the permanency or otherwise of their residence in Europe, shall, after completing a full year from the date of their quitting India, and on the first half-yearly premium thereafter becoming due, be entitled to a reduction of their premium to the English rates, such reduced rates being continued during their further residence in Europe.

Notices of Assignments of Policies will be duly registered at the Office of the Secretaries.

The Society also grants ENDOWMENTS and DEFERRED ANNUITIES for India. The Tables for which, with full information, may be had at the Office of the Family Endowment Society, No. 12, Chatham-place; or at the Office of the Secretaries, in Calcutta, Messrs. GORDON, STUART, and Co.

GREAT BRITAIN

MUTUAL LIFE ASSURANCE SOCIETY,

AND

INDIA & LONDON LIFE ASSURANCE COMPANY,

14, WATERLOO PLACE, AND 52, KING WILLIAM STREET, CITY.

_DIRECTORS._

The Chisholm, Erchless Castle, Inverness-shire, and Sloane-street, London, _Chairman_ Richard Hartley Kennedy, Esq., Deputy Chairman of the Oriental Bank, Resington Lodge, Notting Hill, _Deputy Chairman_ Colonel Michael E. Bagnold, Bombay Army, Hamilton-terrace, Saint John's Wood Henry Stroud Barber, Esq., 36, Fenchurch-street, and Wanstead, Essex Francis Brodigan, Esq., Garden-court, Middle Temple James William Deacon, Esq., Walbrook, and Southwick-place, Hyde-park Square Harry George Gordon, Esq., 58, Porchester-terrace, Chairman of the Oriental Bank Henry Allan Harrison, Esq., St. Leonard's-on-Sea, Sussex, Director of the Oriental Bank Alexander Robert Irvine, Esq., 14, Waterloo-place, _Managing Director_ John Inglis Jerdein, Esq., Upper Ground-street, Blackfriars James John Kinloch, Esq., Kair, Kincardineshire, and Gloucester-road, Hyde-park Gardens Henry Lawson, Esq., Fortress-terrace, Kentish Town Robert Francis Power, Esq., M.D., Queen-street, May Fair Archibald Spens, Esq., Bombay Civil Service, Manor-house, Inveresk, N. B. Reverend F. W. J. Vickery, King-street, Covent-garden

INDIA AND LONDON-LIFE ASSURANCE COMPANY,

CAPITAL, £250,000,

In 5,000 Shares of £50 each.

_This Company assures the lives of healthy persons in any part of the world._

INDIAN ASSURANCES.

The attention of parties connected with India is directed to the moderate rates for Assurances on the Lives of either Military or Naval Officers, or Civilians--by which means young men may secure the repayment of advances for outfit, &c.--and parties enjoying annuities from the bounty of their friends, may secure themselves against the death of their benefactors.

Extract from the Tables for an Assurance of 1,000 Rupees, or £100:--

Military or Age. Civilians. Naval Officers. 18 Rupees 29 Rupees 38 25 " 34 " 42 35 " 43 " 50 45 " 56 " 62

_Exchange, 2s. per Rupee._

GREAT BRITAIN MUTUAL LIFE ASSURANCE SOCIETY.

This Society is established on the tried and approved principle of Mutual Assurance. The first division of profits was declared at a general meeting of members, held on the 26th May instant, agreeably to the deed of settlement, when a bonus of 30 per cent. was given in reduction of future premiums on all policies which had been in force five years, and hereafter this Society will make an annual division of the profits.

Credit is allowed for half the annual premium for the first five years.

The following Table exemplifies the effect of the present reduction:--

+----------+----------+----------------+--------------+----------------+ | | | | | | | Age when | Amount | Annual Premium | Reduction of | Annual Premium | | assured. | assured. | hitherto paid. | 30 per cent. | now payable. | | | | | | | +----------+----------+----------------+--------------+----------------+ | | | | | | | | £ | £ s. d. | £ s. d. | £ s. d. | | 20 | 1000 | 20 17 6 | 7 5 3 | 14 12 3 | | 30 | 1000 | 25 13 4 | 6 14 0 | 17 19 4 | | 40 | 1000 | 33 18 4 | 10 3 6 | 23 14 10 | | 50 | 1000 | 48 16 8 | 14 13 0 | 34 3 8 | | | | | | | +----------+----------+----------------+--------------+----------------+

14, _Waterloo Place_, A. R. IRVINE, _Managing Director_.

THE

AUSTRALASIAN, COLONIAL AND GENERAL

LIFE ASSURANCE & ANNUITY COMPANY,

No. 1, LEADENHALL STREET.

CAPITAL, £200,000, in 2,000 Shares.

DIRECTORS.

E. Barnard, Esq. Robert Brooks, Esq. Henry Buckle, Esq. John H. Capper, Esq. J. B. Elin, Esq. C. E. Mangles, Esq. Richard Onslow, Esq. William Walker, Esq.

_Trustees_--Edward Barnard, J. H. Capper, and Edward Thompson, Esqs.

_Auditors_--James Easton and Robert Capper, Esqs.

_Solicitors_--Messrs. Maples, Pearse, Maples and Pearse.

_Bankers_--The Union Bank of London.

_Colonial Bankers_--The Bank of Australasia (incorporated by Royal Charter, 1835), 8, Austin Friars, London.

_Physician_--Dr. Fraser, 62, Guildford-street, Russell-square.

_Actuary and Secretary_--Edward Ryley, F.R.A.S.

At Sydney there is a Board of Directors, and Agents and Trustees at Western Australia.

Agents in India.

Calcutta Messrs. Robinson, Balfour and Co. Madras Messrs. Line and Co. Bombay Messrs. Ritchie, Steuart and Co. Ceylon Dr. J. C. Cameron, Assistant Staff-Surgeon. (_Medical Referee._)

The following peculiar advantages are offered by this Company.

1. Their policies cover the risk of living and voyaging over a far larger portion of the globe than do those issued by any other Company in existence. They allow the assured to reside in the Australasian and North American colonies, and at the Cape of Good Hope. They also allow one passage out and home to any of those colonies. For British India a very moderate extra-premium is charged.

2. Premiums may be paid, and claims settled at Sydney, Calcutta, Madras and Bombay.

3. A third of the premiums may remain unpaid for five years; nor is it necessary for the maintenance of the Assurance to pay up the premium at the end of that time, but the unpaid thirds may remain as a debt against the policy, if the interest be regularly paid upon them as the renewal premiums fall due.

THE ANNUITIES offered by the Company are on a more favourable scale than those offered by any other Companies, having been calculated with reference to the rates of Interest obtainable on Colonial Investments. Annuitants also participate in the profits.

Specimens of the Rates of Annuity for £100 sunk.

+------+-------------+---------------+------+-------------+---------------+ | Age. | Male Lives. | Female Lives. | Age. | Male Lives. | Female Lives. | +------+-------------+---------------+------+-------------+---------------+ | | £ s. d. | £ s. d | | £ s. d. | £ s. d. | | 40 | 7 8 3 | 6 18 2 | 65 | 12 12 0 | 10 19 0 | | 50 | 8 13 6 | 7 14 4 | 70 | 15 0 8 | 13 2 6 | | 60 | 10 16 3 | 9 9 0 | 75 | 18 9 2 | 16 3 5 | +------+-------------+---------------+------+-------------+---------------+

EDWARD RYLEY, Actuary and Secretary.

CHURCH OF ENGLAND

LIFE AND FIRE INSURANCE INSTITUTION,

LOTHBURY, LONDON.

(_Empowered by Special Act of Parliament, 4 & 5, Vic., Cap. xcii._)

SUBSCRIBED CAPITAL ONE MILLION.

A LIST OF THE PROPRIETORS ENROLLED IN THE HIGH COURT OF CHANCERY.

_DIRECTORS._

MAJOR JAMES OLIPHANT, H.E.I.C., _Chairman_.

Major James Adair The Very Rev. the Dean of Emly Rev. W. Harness, M.A. J. Hopkinson, Esq. Benjamin Jackson, Esq. Rev. H. J. Knapp, D.D. James Lamb, Esq. Captain Macdougall William Ambrose Shaw, Esq. George Sloane, Esq. Edward Heathcote Smith, Esq. Rev. H. T. Tucker, M.A. John Walker, Esq. Sir William White Rev. Richard Wood, B.D.

_AUDITORS._

R. S. Cahill, Esq. M. R. Scott, Esq.

_BANKERS._

Messrs. Herries, Farquhar & Co. Commercial Bank of London.

_SOLICITORS._

Messrs. E. C. Harrison.

_SECRETARY._

William Emmens, Esq.

SCOTTISH BRANCH.

EDINBURGH. Office, 55, Great King Street. _Agent and Secretary._ William F. Skene, W.S.

GLASGOW. Office, 24, Gordon Street. _Agent and Secretary._ Robert Baird, Jun.

INDIAN BRANCH.

CALCUTTA COMMITTEE. James Steuart, Esq. Andrew Hay, Esq. J. Spencer Judge, Esq. W. McAdam Stewart, Esq. Dr. Duncan Stewart

_Agents and Secretaries._ Messrs. Colvio, Ainslie, Cowie & Co.

MADRAS COMMITTEE. Edward F. Elliot, Esq. Walter Elliot, Esq. Robert Franck, Esq. Rev. G. W. Mahon Ramsey Sladen, Esq.

_Agents and Secretaries._ Messrs. Parry and Company.

SPECIMEN OF RATES.