Part 4
This school was established in 1858, under the name of Bryant, Stratton & Packard's Mercantile College, by Mr. S. S. Packard, the present proprietor. It formed the New York link in the chain of institutions known as the Bryant & Stratton chain of business colleges, which ultimately embraced fifty co working schools in the principal cities of the United States and Canada. In 1867 Mr. Packard purchased the Bryant & Stratton interest in the New York College, and changed its name to Packard's Business College, retaining the good will and all the co operative advantages of the Bryant & Stratton association. The original purpose of the college, as its name implies, was the education of young men for business pursuits. The experience of over twenty years has led to many improvements in the working of the school, and to a considerable enlargement of its scope and constituency, which now includes adults as well as boys, especial opportunities being offered to mature men who want particular instruction in arithmetic, bookkeeping, penmanship, correspondence, and the like.
The teachers employed in the college are chosen for their practical as well as their theoretical knowledge of business affairs, and every effort is made to secure timeliness and accuracy in their teachings. Constant intercourse is kept up with the departments at Washington as to facts and changes in financial matters, and also with prominent business houses in this and other cities. Among the recent letters received in correspondence of this sort are letters from the Secretary of State of every State in the Union with regard to rates of interest and usury laws, and letters from each of our city banks as to methods of reckoning time on paper, the basis of interest calculations, the practices concerning deposit balances, and other business matters subject to change. The aim of the proprietor is to keep the school abreast of the demands of the business world, and to omit nothing, either in his methods or their enforcement, necessary to carry out his purpose honestly and completely. An idea of the superior housing of the college will be obtained from the views of half a dozen of the rooms at No 805 Broadway, as shown in this issue of the Scientific American--the finest, largest, most compact, and convenient suite of rooms anywhere used for this purpose.
The college is open for students ten months of the year, five days each week, from half past nine in the morning until half past two in the afternoon. Students can enter at any time with equal advantage, the instruction being for the most part individual. The course of study can be completed in about a year. The proprietor holds that with this amount of study a boy of seventeen should be able--
1. To take a position as assistant bookkeeper in almost any kind of business; 2. To do the ordinary correspondence of a business house, so far as good writing, correct spelling, grammatical construction, and mechanical requisites are concerned; 3. To do the work of an entry clerk or cashier; 4. To place himself in the direct line of promotion to any desirable place in business or life, with the certainty of holding his own at every step.
In this the student will have the advantage over the uneducated clerk of the same age and equal worth and capacity, in that he will understand more or less practically as well as theoretically the duties of those above him, and will thus be able to advance to more responsible positions as rapidly as his years and maturity may justify. It is obvious that the knowledge which makes an expert accountant will in all probability suffice for the general business requirements of professional men, the inheritors of property and business, manufacturers, mechanics, and others to whom bookkeeping and other business arts are useful aids, but not the basis of a trade. For the last-named classes, and for women, shorter periods of study are provided, and may be made productive of good results.
A sufficient idea of the general working of the college may be obtained by following a student through the several departments. After the preliminary examination a student who is to take the regular course of study enters the initiatory room. Here he begins with the rudiments of bookkeeping, the study which marks his gradation. The time not given to the practice of writing, and to recitations in other subjects, is devoted to the study of accounts. He is required, first, to write up in "skeleton" form--that is, to place the dates and amounts of the several transactions under the proper ledger titles--six separate sets of books, or the record of six different business ventures, wherein are exhibited as great a variety of operations as possible, with varying results of gains and losses, and the adjustment thereof in the partners' accounts, or in the account of the sole proprietor. After getting the results in this informal way--which is done in order as quickly as possible to get the theory of bookkeeping impressed upon his mind--he is required to go over the work again carefully, writing up with neatness and precision all the principal and auxiliary books, with the documents which should accompany the transactions, such as notes, drafts, checks, receipts, invoices, letters, etc. The work in this department will occupy an industrious and intelligent student from four to six weeks, depending upon his quickness of perception and his working qualities. While progressing in his bookkeeping, he is pursuing the collateral studies, a certain attainment in which is essential to promotion, especially correcting any marked deficiency in spelling, arithmetic, and the use of language.
Upon a satisfactory examination the student now passes to the second department, where a wider scope of knowledge in accounts is opened to him, with a large amount of practical detail familiarizing him with the actual operations of business. The greatest care is taken to prevent mere copying and to throw the student upon his own resources, by obliging him to correct his own blunders, and to work out his own results; accepting nothing as final that has not the characteristics of real business. Much care is bestowed in this department upon the form and essential matter of business paper, and especially of correspondence. A great variety of letters is required to be written on assigned topics and in connection with the business which is recorded, and thorough instruction is given in the law of negotiable paper, contracts, etc. During all this time the student devotes from half an hour to an hour daily to penmanship, a plain, practical, legible hand being aimed at, to the exclusion of superfluous lines and flourishes. It is expected that the work in the first and second departments will establish the student in the main principles of bookkeeping, in its general theories, and their application to ordinary transactions.
In the third department the student takes an advanced position, and is expected, during the two or three months he will remain in this department, to perfect himself in the more subtle questions involved in accounts, as well as to shake off the crude belongings of schoolboy work. He will be required to use his mind in everything he does--to depend as much as possible upon himself. The work which he presents for approval here must have the characteristics of business. His letters, statements, and papers of all kinds are critically examined, and approved only when giving evidence of conscientious work, as well as coming up to strict business requirements. Before he leaves this department he should be versed in all the theories of accounts, should write an acceptable business hand; should be able to execute a faultless letter so far as relates to form, spelling, and grammatical construction, should have a fair knowledge of commercial law, and have completed his arithmetical course.
The next step is to reduce the student's theoretical knowledge to practice, in a department devoted to actual business operations. This business or finishing department is shown at the upper left corner of our front page illustration. The work in this department is as exacting and as real as the work in the best business houses and banks. At the extreme end of the room is a bank in complete operation, as perfect in its functions as any bank in this city or elsewhere. The records made in its books come from the real transactions of dealers who are engaged in different lines of business at their desks and in the offices. The small office adjoining the bank, on the right, is a post office, the only one in the country, perhaps, where true civil service rules are strictly observed. In connection with it is a transportation office. From fifty to a hundred letters daily are received and delivered by the post office, written by or to the students of this department.
The correspondence thus indicated goes on not only between the students of this college, but between members of this and other similar institutions in different parts of the country. A perfected system of intercommunication has for years been in practice between co-ordinate schools in New York, Boston, Brooklyn, Philadelphia, Chicago, Baltimore, and other cities, by which is carried on an elaborate scheme of interchangeable business, little less real in its operations and results than the more tangible and obtrusive activity which the world recognizes as business.
The work of the transportation office corresponds with that of the post office in its simulation of reality. The alleged articles handled are represented by packages bearing all the characteristic marks of freight and express packages. They are sent by mail to the transportation company, and by this agency delivered to the proper parties, from whom the charges are collected in due form, and the requisite vouchers passed. Whatever is necessary in the way of manipulation to secure the record on either hand is done, and, so far as the clerical duties are concerned, there is no difference between handling pieces of paper which represent merchandise and handling the real article.
In the bank is employed a regular working force, such as may be found in any bank, consisting of a collector or runner, a discount clerk, a deposit bookkeeper, a general bookkeeper, and a cashier. The books are of the regular form, and the work is divided as in most banks of medium size, and the business that is presented differs in no important particular from that which comes to ordinary banks. After getting a fair knowledge of theory, the student is placed in this bank. He begins in the lowest place, and works up gradually to the highest, remaining long enough in each position to acquaint himself with its duties. He is made familiar with the form and purpose of all kinds of business paper, and the rules which govern a bank's dealings with its customers. He gets a practical knowledge of the law of indorsement and of negotiability generally, and is called upon to decide important questions which arise between the bank and its dealers. Wherever he finds himself at fault he has access to a teacher whose duty it is to give the information for which he asks, and who is competent to do it.
Throughout the whole of this course of study and practice the students are treated like men and are expected to behave like men.
The college thus becomes a self-regulating community, in which the students learn not only to govern themselves, but to direct and control others. As one is advanced in position his responsibilities are increased. He is first a merchant or agent, directing his own work; next, a sub-manager, and finally manager in a general office or the bank, with clerks subject to his direction and criticism, until he arrives at the exalted position of "superintendent of offices," which gives him virtual control of the department. This is, in fact, an important part of his training, and the reasonable effect of the system is that the student, being subject to orders from those above him, and remembering that he will shortly require a like consideration from those below him, concludes that he cannot do a better thing for his own future comfort than to set a wholesome example of subordination.
This, however, is not the only element of personal discipline that the college affords. At every step the student's conduct, character, and progress are noted, recorded, and securely kept for the teacher's inspection, as well as that of his parents and himself. Such records are kept in the budget room, shown in the lower left corner of the front page.
This budget system was suggested by the difficulties encountered in explaining to parents the progress and standing of their sons. The inconvenience of summoning teachers, and of taking students from their work, made necessary some simpler and more effective plan. The first thing required of a new student is that he should give some account of himself, and to submit to such examinations and tests as will acquaint his teachers with his status. This account and these tests constitute the subject-matter of his first budget, which is placed at the bottom of his box, and every four weeks thereafter, while he remains in the school, he is required to present the results of his work, such as his written examinations in the various studies, his test examples in arithmetic, his French, German, and Spanish translations and exercises, various letters and forms, with four weekly specimens of improvement in writing, the whole to be formally submitted to the principal in an accompanying letter; the letter itself to exhibit what can be thus shown of improvement in writing, expression, and general knowledge. These budgets, accumulating month by month, are made to cover as much as possible of the student's school work, and to constitute the visible steps of his progress.
Besides this is a character record, kept in a small book assigned to each student, every student having free access to his own record, but not to that of any fellow student. Each book contains the record of a student's deportment from the first to the last day of his attendance, with such comments and recommendations as his several teachers may think likely to be of encouragement or caution to him.
In addition to the strictly technical training furnished by the college, there is given also not a little collateral instruction calculated to be of practical use to business men. For example, after roll call every morning some little time is spent in exercises designed to cultivate the art of intelligent expression of ideas. Each day a number of students are appointed to report orally, in the assembly room, upon such matters or events mentioned in the previous day's newspapers as may strike the speaker as interesting or important. Or the student may describe his personal observation of any event, invention, manufacture, or what not; or report upon the condition, history, or prospects of any art, trade, or business undertaking. This not to teach elocution, but to train the student to think while standing, and to express himself in a straightforward, manly way.
Instruction is also given in the languages likely to be required in business intercourse or correspondence; in phonography, so far as it may be required for business purposes; commercial law relative to contracts, negotiable paper, agencies, partnerships, insurance, and other business proceedings and relations; political economy, and incidentally any and every topic a knowledge of which may be of practical use to business men.
In all this the ultimate end and aim of the instruction offered are practical workable results. Mr. Packard regards education as a tool. If the tool has no edge, is not adapted to its purpose, is not practically usable, it is worthless as a tool. This idea is kept prominent in all the work of the college, and its general results justify the position thus taken. The graduates are not turned out as finished business men, but as young men well started on the road toward that end. As Mr. Packard puts it: "Their diplomas do not recommend them as bank cashiers or presidents, or as managers of large or small enterprises, but simply as having a knowledge of the duties of accountantship. They rarely fail to fulfill reasonable expectations; and they are not responsible for unreasonable ones."
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AMERICAN INSTITUTE OF ARCHITECTS.
The fourteenth annual convention of the American Institute of Architects began in Philadelphia, November 17. Mr. Thomas U. Walter, of Philadelphia, presided, and fifty or more prominent architects were present. In his annual address the president spoke of the tendency of the architectural world as decidedly in the direction of originality. But little attention is paid to the types of building drawn from the works of by-gone ages or to the mannerisms of the more recent past. Progress in the development of the elements of taste and beauty, and the concretion of æsthetic principles with common sense in architectural design, are now everywhere apparent. The responsibilities of architects are greater than they have ever before been; the growing demand of the times calls for intelligent studies in all that relates to architecture, whether it be in the realm of æsthetics, in sciences that relate to construction, in the nature and properties of the materials used, in the atmosphere that surrounds us, or in the availability of the thousand-and-one useful and ingenious inventions that tend to promote the convenience and completeness of structures.
Papers were read by Mr. A. J. Blood, of New York, on "The Best Method of Solving the Tenement House Problem;" Mr. George T. Mason, Jr., of Newport, on "The Practice of American Architects during the Colonial Period;" Mr. Robert Briggs, of Philadelphia, on "The Ventilation of Audience Rooms;" Mr. T. M. Clark, of Boston, on "French Building Laws, etc."
The following named officers were elected: President, T. U. Walter, Philadelphia; Treasurer, O. P. Hatfield, New York; Secretary, A. J. Blood. Trustees, R. M. Hunt, H. M. Congdon, J. Cady, Napoleon Le Brun, New York. Committee on Publication, R. M. Upjohn, New York; T. M. Clark, Boston; John McArthur, Jr., Philadelphia; A. J. Blood, H. M. Congdon, New York. Committee on Education, W. R. Narr, Boston; Russell Sturgis, New York; N. Clifford Ricker, Champagne, Ill.; Henry Van Brunt, Boston; Alfred Stone, Providence. Corresponding Secretary, T. M. Clark, Boston.
The time and place of the next annual convention were left to the Board of Trustees, with a request that Washington be selected.
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VENNOR'S WINTER PREDICTIONS.
He communicates as follows to the Albany _Argus_: "December will, in all probability, open with little snow, but the weather will be cloudy, threatening snow falls. During the opening days of the month, dust, with the very light mixture of snow which may have fallen, will be swept in flurries by the gusty wind. There will probably be some snow from about the 4th of the month. With the second quarter of the month colder weather will probably set in with falls of snow. The farmers will be able to enjoy sleigh rides in the cold, exhilarating air, but good sleighing need not be expected until after the middle of the month. There will be a spell of mild weather about the 13th and 14th. After a brief interval of mild weather, during which more snow will fall, the third quarter of the month will probably see blustering and cold weather--a cold snap with heavy snow storms and consequent good sleighing. Very cold weather may be expected during this quarter. The last quarter of the month will bring milder weather, but will terminate, probably, with heavy snow-falls and stormy weather; in fact, the heaviest snow falls will be toward the end of the month, and snow blockades may be looked for, the snow falls extending far to the southward, possibly as far as Washington, with very stormy weather around New York and Boston." Mr. Vennor's latest predictions are that the coming month will be "decidedly cold, with tremendous snow-falls during the latter half and early part of January, causing destructive blockades to railroads."
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THE LONDON UNDERGROUND RAILWAY.
The opening recently of the extension of the Metropolitan Railway to Harrow, and the early commencement of another of the lines of the company, give especial prominence to it. The Metropolitan Underground Railway is emphatically the great passenger railway of the country, for its few miles of line carry more than the hundreds of miles of line of companies such as the London and North Western or Great Western. Seventeen years ago--in 1868--the Metropolitan carried less than 10,000,000 passengers, and in the full year's work of the following twelve months it carried less than 12,000,000. But year by year, almost without exception, the number of passengers has grown. In 1865, over 15,000,000 passengers were carried; in 1867, over 23,000,000; and in 1870, over 39,000,000 passengers traveled on the line. The years that have since passed have swollen that number. In 1872, over 44,300,000 were carried, but in the following year there was one of the few checks, and not till 1875 was the number of 1872 exceeded. In 1875 it rose to 48,302,000; in 1877 it had advanced to 56,175,000; in 1878 to 58,807,000; and in 1879 to 60,747,000. In the present year there has been a further advance, the number carried for the first six months of the present year being 31,592,429. When it is borne in mind that this is equal to 7,272 passengers every hour, and that the length of line worked by the company's engines, including that of the "foreign" line worked, is slightly less than 25 miles, the fecundity in traffic of the metropolitan district must be said to be marvelous. It is to be regretted that the official account from which these figures are given does not give any idea of the number of passengers in the different classes, for such a return would be of value. It is a marvelous fact in the history of locomotion that this great passenger traffic is worked with not more than 53 engines, while the total number of carriages, 195, is in comparison with the number of travelers in them a marvel in railway history. But it is tolerably clear that there is yet a vast amount of undeveloped metropolitan traffic, and it is also certain that as that traffic is developed the future of the Metropolitan as it attains more completeness will be brighter even than it has been in the past. The great city is more and more the mart of the world, and the traffic and travel to and in it must increase. That increase will be shared in considerable degree by the "underground" companies, and as they have shown that their capabilities of traffic are almost boundless, it may be expected that the oldest and the chief of these will in the early future know a growth as continuous if less rapid than in the past.
We take the above from the _Engineer_, London. In this city there are now existing 27 miles of elevated steam railways for local passenger traffic. These roads have carried during the past year 61,000,000 of passengers. In this service they employ 175 locomotives and 500 passenger cars. It is a terrible nuisance to have these locomotives and cars constantly whizzing through the public streets; still the roads are a great accommodation. The only underground railway in this city is that of the New York Central and Hudson River, 4 miles in length, extending under Fourth avenue from Forty-second street to Harlem River. Over this road the enormous traffic of the Central, Harlem, and the New Haven roads, with their connections, passes. But so removed from public sight are the cars and locomotives that the existence of this underground railway is almost forgotten.