Good housing that pays

Part 2

Chapter 23,866 wordsPublic domain

“You cannot deal with the people and their houses separately. The principle on which the whole work rests, is that the inhabitants and their surroundings must be improved together,” she writes in “Homes of the London Poor.”

Miss Hill wanted trees planted and vines trained against the houses, and gardens wherever possible. She cites with approval the example of children who thrust flowers in a crevice in the wall, to make it, as they said, “like it was the day we had the May-pole.” “A bunch of flowers brought on purpose,” is mentioned among the gifts that are not destructive of independence, and that assist what she beautifully calls the “return to the old fellowship between rich and poor.” “She takes them flowers” is part of her commendation of one of her friends who went tactfully among her people. In a touching Letter she speaks of widows who came home from a country outing with wild flowers to surprise the children when they woke in the morning.

She pleads for organized, directed play, in behalf of children “wholly ignorant of games,” who “have hardly self-control enough to play at any which have an object or require effort.” She holds that there must be play supervisors for a playground she has started, and “these I hope to find more and more.”

In one of the Letters she asks for public music definitely planned and schooled. “I hope that we may have a more organized body of singers, led by a conductor whom they know, and ready to sing in out-of-the-way places.” In another Letter she refers to the value of uplifting music on Sundays, and of a violin class.

Of a cadet corps for the boys she heartily approved. “There is no organization which I have found influence so powerfully for good the boys in such a neighborhood.” The Boy Scouts of today would have been to her a cause for devout thanksgiving.

In the Letter for 1907 she gives it as her belief that the work of agency in the management of properties for others is destined to expand significantly. This, of course, has become a most important part of the work of the Octavia Hill Association.

With each of the Letters there appears a financial balancesheet reduced to simplest terms of receipts and expenditure. Behind these items, she declares, are “trembling hopes and fears about each individual.”

The book “Our Common Land” sets forth chiefly Miss Hill’s views on the vital issue of open spaces,—“open air sitting-rooms” she called them. She yearns to bring the people at large into the air and the light of day. The two great wants in the life of the poor are the want of space and the want of beauty. She has much to say of the mortmain of the city graveyard that keeps the living out of an available breathing space.

The last decade of Miss Hill’s life saw the fruition of the years of anxiety and uncertainty, but there was no cessation of labor. “Up to within three days of her death,” writes her biographer, “she continued to see her friends and fellow-workers, using to the utmost her failing strength, and endeavoring to arrange for the efficient carrying on of the many works in which she took such a keen interest.” When they told her that the end must be, she said, thinking only of her work, “I might have given it a few more touches, but I think it is nearly all planned now, very well.” On the night of August 13, 1912, in the words of her beloved Chaucer, her “spirit changed house.”

“O human soul! as long as thou canst so Set up a mark of everlasting light Above the howling senses’ ebb and flow, To cheer thee, and to right thee if thou roam— Not with lost toil thou labourest through the night! Thou mak’st the heaven thou hop’st indeed thy home.”

III THE ASSOCIATION

Any enterprise of social amelioration has its doubting Thomases and its Job’s comforters to contend with at the beginning, and the Octavia Hill Association has not been exempt from the need of explaining why it should exist, and why good citizens should uphold its ministration.

There are terrible homes for the underworld of Vienna called “Massenhotels.” It is a common experience to find twenty or thirty people of both sexes living in one room, each occupant paying ten cents a week for a quarter of a bed. Sometimes the room is windowless. Disease is rife, and the stench of the filthy bodies and the filthy clothing that clutters the rotting walls is intolerable.

“Thank God we have nothing like that here in Philadelphia!” exclaimed a good woman, throwing up her hands at this description. “It’s too bad that they can’t have the Octavia Hill Association in cities that need it more.”

But these festering, sweltering Poles, Jews, Slovaks and Croats of darkest Vienna are the submerged ones of a capital whose municipal motto is “On with the Dance;” whose name is the synonym of gayety and folly. These miserable folk, who call a little thin potato soup and a thimbleful of bad brandy a square meal, may have reached a lower stratum of existence than most Americans have seen. Does that excuse a complacency that takes it for granted that whatever is out of sight under the lid in Philadelphia, San Francisco, Chicago or New Orleans is all right?

Philadelphia has a Civic Club that has been a blessing to the city in its work for the reign of law, through the virtuous energizing of good women. It has battled for everything that makes for better conditions of housing and of living in a city. The list of good works it has brought out of dreamland into the light of common day is as diversified as the life of the great city which the persistent effort of this Club has sweetened and ennobled. It was but natural that the Octavia Hill Association should have its genesis among friends in council who met in the hospitable quarters of the Club in the winter and spring of 1895–96 to study the large and many-angled problem of fair play for the metropolitan poor.

There had been previous efforts, such as that of the Benevolent Building Association of 1865, to provide bright and cleanly dwellings for families of limited earning capacity. In 1885 a lending library for children, in the heart of a negro district at Seventh and St. Mary Streets, brought home to its benevolent promoters the need of a new and improved order of living in the hovels where the books were circulated. It was plain that a transformation was not to be wrought merely by the magic of good books. People must take hold of people; life must come into stimulating contact with life; the socially uplifted must discover that the economically downtrodden were their neighbors. Mr. Theodore Starr had already made an inspiring beginning near at hand. He had bought and razed horrid eyesores of dwellings and had put up in their place rows of well-built houses that appealed to a better class of tenants. The result of his enterprise was felt throughout the region. With the name of Theodore Starr, honoris causa, must be associated those of Edith Wright Gifford and Hannah Fox. The latter not merely bought and improved dwellings in this St. Mary Street district but personally undertook their management upon the successful plan of Octavia Hill which she so intimately understood. When she had studied the local problem in its practical aspects for several years, she met the beloved, untiring altruist, Mrs. William F. Jenks and others in the conferences mentioned, and in these sessions a report was discussed and prepared. They then went before the Civic Club with the report, and asked for its sanction and its furtherance. The Civic Club responded instantly and whole-heartedly, and the Octavia Hill Association was formed as an independent organization, to have for its specialized concern the provision of homes of the right sort, for families of modest means.

Cooperation became corporation, under the laws of Pennsylvania, June 25, 1896. Nathaniel B. Crenshaw was the first President; Frank H. Taylor was chosen Treasurer, and Mrs. Thomas S. Kirkbride became Secretary. The original Board of Directors comprised Miss Fox, Mr. Crenshaw, Mrs. Jenks, Mrs. Kirkbride, and Mr. Taylor.

Mrs. Kirkbride—a tower of strength and of consecrated purpose in this work as in all movements for the greater good of the greater number in Philadelphia—expressed so perfectly the purpose of the new organization in her first report as secretary, (January 1, 1897) that we cannot do better than to use her statement here:

“The object of the Civic Club,” she wrote, “is ‘to promote by education and active cooperation a higher public spirit and a better social order.’ The Octavia Hill Association, although an independent organization, works for the same higher spirit and better order, on its own definite and restricted, but most important, lines. It sees in insanitary, dilapidated, and overcrowded dwellings, influences which lower the moral and the physical health of Philadelphia. Against these evil influences it aims to enlist the cooperation of citizens who, well housed themselves, desire the same advantage for less fortunate Philadelphians. This cooperation is solicited on strict business conditions, and it is believed that a safe investment of capital and a fair rate of interest are offered.”

This first report announced that the modus operandi of the Association would be “to refit old properties and small houses, first of all putting in modern plumbing and so far as possible removing all unhealthful surroundings.” The report then described that ideal of the community of interest between landlord and tenant, realized through the friendly rent-collector as the intermediary, which is the central and the most inspiring feature of the personal phase of the undertaking. It was also announced that the Association stood ready to assume the kindly oversight of private property, to buy houses offered at a figure which would not be prohibitive of moderately profitable purchase and renovation, and to issue stock to subscribers. “The Association’s strongest claim upon the confidence of the community,” it was declared, “lies in the fact that its philanthropic interests are founded on true business principles; its business interests upon the principles of a sound philanthropy.”

Upon this platform devised twenty-one years ago, the Association has stood, and continues to stand.

The stock company, empowered by its charter to hold, sell and lease real estate, fixed the par value of the stock at the low figure of $25, so that a great many persons might have a share and an active sustaining interest therewith. The distribution of profits would thus be effected easily, in the form of dividends on the capital stock. These dividends for the first two years were 4½ per cent. per annum; the annual dividend since that time has been 4 per cent. At the end of 1916 the outstanding capital stock was $221,475, with an authorized capital of $300,000. There was a surplus of about $16,000, and the usual dividend of 4 per cent. was declared, payable February 1, 1917.

At the time of its incorporation as a stock company, the Association had a capital of $20,000. Many of the original group of stockholders were members of the Civic Club, who not merely subscribed but induced their friends to subscribe, thus giving an effectual assistance in the expansion of the Association that is beyond evaluation. At a special meeting in November, 1898, it was voted to increase the capital stock to $50,000. At the same meeting the number of directors was enlarged from five to seven, and Miss Helen L. Parrish and R. Francis Wood were added to the Board. In 1911, Miss Parrish became the secretary. She had studied the work of Miss Hill in London at first hand for some months, so that her experience has created a personal link across the seas between the work of the altruist in London and that of the Association here.

Again and again, since the original purchases were made, individual members of the Board of Directors have assumed the management of properties, and have found a keen personal satisfaction in collecting the rents themselves and thus obtaining a first hand insight into the work that could be obtained in no other way. They have accordingly brought to the council-table a practical and detailed knowledge such as few philanthropic administrators have gained from within. Each of the directors is in active service on one of the Committees, which are those of finance, new property, office-administration and rent-collecting, construction, inspection. As the work grew out of the day of small things, the increasing burden of executive supervision demanded the whole time of a personal representative of the Board, and in 1908 a superintendent was employed. Frederick C. Feld, a man of tact, enthusiasm and technical knowledge, now fills this all-important office. Miss Garrison, the chief rent-collector, has two regular and several volunteer assistants, and brings to her work a rare combination of sympathetic interest and the requisite firmness with the saving sense of humor wherein philanthropists and reformers are so often—rightly or wrongly—declared deficient.

The Association gladly accepts intelligent volunteer assistance, but it believes also in the engagement of salaried employees who follow the assured routine of professional occupation. There are a bookkeeper, a stenographer, who has charge of the office, and a varying number of mechanics in the jurisdiction of the superintendent. When the Association began its work, the collectors depended for their stipend upon a commission of 5 per cent. from the rents collected. The clerical work was distributed among the directors and the treasurer’s office. The first salaried employee was engaged in 1901; the employment of the bookkeeper dates from 1907. It will be seen that the business affairs of the Association rest upon a foundation not dependent on the continued proffer of unremunerated aid. This is the basis which seems best, if the system is to be universally applied and standardized. The problems of housing and sanitation are day-in and day-out problems that require a constant vigilance and not a divided interest or a sporadic enthusiasm that can detach itself at pleasure from the object of its concern. The work of volunteers is by no means undervalued in its unselfish service to this Association. They have done, and are doing, admirable work. It is a great relief to these volunteers themselves to feel that if they must miss certain times and seasons, or withdraw altogether, the bottom will not fall out of the beneficent enterprise with which they have been identified.

Furthermore, if the Association is understood to be an honest and legitimate competitor in the open market with other real estate operators whose business is plain business, with no tincture of philanthropy, it does not seem expedient to rely upon gratuitous service in work for which the ordinary operator must carry a pay-roll. Such a procedure, if the influence of an object-lesson is sought, does not convince the dealer who is without philanthropic assistance that he can live up to the standards of decency, comfort, and cheapness his benevolent rival sets and still make a satisfactory profit.

It does not fall within the scope of this discussion to follow from street to street or from one congested area to another each of the separate acquisitions in the long list of purchases and leases which the Association in the twenty-one years of its history has made, or to recapitulate all the managerial responsibilities which, to the gratification of the owners, it has from time to time assumed. But to the acquisition and development of certain typical properties we may profitably devote our attention, as symptomatic of what has taken place with the entire number. We must bear in mind, moreover, the wise principles of selection that have guided the Association in deciding where to employ its little army of busy hands in tearing down and building up, in redeeming foulness to fairness, in letting air and light enter where these had long been strangers.

The Association has stipulated that the properties it took over should be in need of reconstruction and improvement; that the price should be sufficiently low to allow of the necessary repairs and still leave a fair return on the sum invested; that the group dealt with should be large enough to present a conspicuous object-lesson to the community. Many a neighborhood must be—and is—a little ashamed to look itself in the face, after regarding the spick-and-span aspect of the Association improvement adjoining its unseemliness.

In the properties acquired by the Association in the older parts of the city, these three types, speaking generally, are to be distinguished—the house that was built for one family and is now occupied by several families; the small, one family house on the narrow street or alley, having a yard of its own; the three-room rear dwelling, set in rows of from two to perhaps ten houses behind a house fronting upon a recognized thoroughfare. With the latter type there may be two facing rows, at the rear of two or three front lots. Or there may be a courtyard built round three sides. In the control of the Association as agent are several model tenements. It has erected a few small new houses, and will build more of these in future, to an indeterminate extent. It has built one large group of model houses for one or two families.

If the people living in an old house acquired by the Association are law-abiding and respectable they are not disturbed. Sometimes it is necessary to oust occupants whose room proves better than their company.

In July, 1896, title was taken to the first of its properties by the Association—five houses near Seventh and South Streets. Four were small houses, one was a several-family dwelling. These properties, after being set in order, were profitably managed, and it would have been possible to pay a dividend, but it was decided that it was better business for the first year to establish a surplus with the proceeds.

In May, 1897, eight small houses on Fairhill Street and one on Lombard were added to the Association’s property. The Fairhill Street houses were in a colored neighborhood. In February, 1899, seventeen houses on League Street came into the possession of the Association. These houses needed and promptly received new plaster, new woodwork and paint. The Association had League Street put on the city plan, and obtained the introduction of an ordinance to secure proper drainage. As a result of its purchase a kindergarten was started, with an average attendance of thirty pupils, for the swarms of children in the neighborhood. It was conducted by the Social Science Department of the Civic Club, with which the name of Mrs. Edward Longstreth, a devoted servant of the public weal, will ever be associated. Fairhill Street was repaved in 1899, no doubt to keep pace with the new and progressive ownership of the eight houses, and the water supply was increased by new pipe lines. Ten houses of the Theodore Starr Estate—one a large dwelling with eight two-room apartments—were put under Association management in this year.

Miss Parrish has made a study, “The Improvement of a Street,” published as a tract by the Association, which describes the League Street development. League Street formerly bore the somewhat significant name of Reckless Street. It is between Front and Water Streets, and many of the men—largely Irish—are boatmen, fishermen on the Delaware, or longshoremen on the wharves. They have long slack seasons when they are exposed to the loafer’s temptation of the gin-mill. In this neighborhood the beautiful little Old Swedes’ Church, built in 1900 on the site of an earlier block-house, is a landmark. In the green God’s acre of the Episcopal sanctuary, with its quaint old parish buildings and the sexton’s house, Alexander Wilson the famous ornithologist lies buried.

But ancient history or present picturesqueness meant little to the brawling population outside the gate of the churchyard, where switching-engines chugged along the docks and factory chimneys clogged the air and iridescent surface drainage meandered from yard to yard and made alleys pestilential. Foul privy-wells undermined the yards and the foundations of the houses; the rafters had in many places rotted away; the cellars were repositories of rubbish.

There was fine raw material here among the boys and men for a hand of guidance and an inspiring personal presence—but most of it was very raw indeed. The drink wrought mischief among the womenfolk too; the children ran at large; the gangs of hoodlum boys played hide-and-seek with the policemen to steal lead pipe, to shatter windows, to break into the vacant houses and despoil them. Six of the houses taken by the Association were unoccupied. Each house was in a deplorable condition.

The expenditure on these houses by the Association averaged $186.

The brickwork had to be painted; plumbing, painting, carpentering and plastering were necessary. At first the tenants were often unruly and irresponsible; fights were of frequent occurrence. Though the rents were low—$6.50 to $10.00 a month—the tenants often fell behind in payment, and there were many unprofitable “unlets.”

But with unwearied patience the Association strove to create among the people in its houses a sense of thrift, of honor, of self-respect, even of community spirit. It did not permit itself to be discouraged by backsliding or ungratefulness. It fought on for the sake of the regeneration not merely of seventeen houses but of a community, and in 1905 it was able to offer the remarkable result of $1432.00 paid in rents out of $1445.50 due, with a return of 7½ per cent. on the investment, after paying to the Association a commission of the same percentage on the rents collected. A constant demand was created for the houses. The average period of occupancy of the present tenants is seven years and five months. The average net revenue has been nearly 6 per cent. The result is as forceful evidence as could be presented of the influence of the regular visits of the friendly rent-collectors. The Southwark Settlement—a fine and flourishing organization doing a splendid work near by—grew out of a play room and a Mother’s Club of the Octavia Hill Association. In 1916 the Association bought, under-drained and repaired the five remaining houses of the street.

But the Association did not confine its work within four walls. It took a bare, depressing, ash-heap area 20 by 80 feet, added to it the site of a house pulled down, and filled the vacancy—now known as the Hector McIntosh Playground—with swings, games and a sandpile. An ice-water fountain was placed on the sidewalk. The women said that pitchers which once went out for beer came back after that filled with ice-water instead.

One example of this kind is worth no end of homily. It is an epitome of the successful effort of the Association.