CHAPTER VI

METHODS OF FORGERS, CHECK AND DRAFT RAISERS

Professional Forgers and Their Methods--Using Engravers and Lithographers--Their Knowledge of Chemicals--Patching Perforated Paper--Difficult Matter to Detect Alterations and Forgeries--Selecting Men for the Work--The Middle Man, Presenter, and Shadow--Methods for Detecting Forgery--Detailed Explanation of How Forgers Work--Altering and Raising Checks and Drafts--A Favorite Trick of Forgers--Opening a Bank Account for a Blind--Private Marks on Checks no Safeguard--How a Genuine Signature Is Secured--Bankers Can Protect Themselves--A Forger the Most Dangerous Criminal--Bankers Should Scrutinize Signatures--Sending Photograph with Letter of Advice--How to Secure Protection Against Forgers--Manner in Which Many Banks Have Been Swindled--Points About Raising Checks and Drafts That Should Be Carefully Noted