United States Law
Business Hints for Men and Women
AS TO BANKS 1. National banks. 2. Banks as lenders. 3. Interest on deposits. 4. Check and deposit banks. 5. How to draw a check. 6. Certificates of deposit. 7. Use of checks.
United States Law
AS TO BANKS 1. National banks. 2. Banks as lenders. 3. Interest on deposits. 4. Check and deposit banks. 5. How to draw a check. 6. Certificates of deposit. 7. Use of checks.
If every good citizen could be brought to see that his private interests are closely linked with public affairs, he would take more interest in the local politics of his town an...
37. Chapter 37If a man has not sufficient ready cash to pay for the real estate he is about to purchase, he makes up the difference by a note, which note is secured by a mortgage on the prope...
35. Chapter 35Instead of running the risk of paying bills with money carried about on his person, the business man, and every man with ready money should follow his example, deposits his mone...
55. Chapter 55ACCOUNT CURRENT. A running account between two persons or firms. ACCOUNT SALES. A detailed statement of the sale of goods by a commission merchant, showing also the charges and...
40. Chapter 40Through this branch of the service mails are carried daily, on fixed lines of travel, to people who otherwise would have to go long distances to reach a post office.
53. Chapter 53When making a payment of principal or interest on a note, be sure to take a receipt for the amount, stating specifically what the payment is to be credited to. In addition, if i...
52. Chapter 52"There are no pockets in a shroud," it is said. True it is that we cannot take material things with us to the other side of the grave, and so before the end comes it is well to...
39. Chapter 39But when great silver mines were discovered and new methods were discovered for extracting the metal, it became more and more abundant, till it depreciated far below the former...
32. Chapter 32What has been said about deeds and mortgages applies not only to the farmer, but also to every owner of a building lot. The same may be said of wills. They have a business inter...
51. Chapter 51If a man is making a living he should not change his business after he has passed middle life, unless, indeed, he has a guarantee that the new venture will be greatly to his adv...
46. Chapter 46Life insurance may be defined to be "A contract for the future payment of a certain sum of money to a person specified in the body of the policy, on conditions dependent on the...
45. Chapter 45The law books define a contract to be "An agreement between two or more persons to do or not to do a certain stated thing or things, for a consideration."
47. Chapter 47We hear and know much about life insurance because, no doubt, it has to do directly with the individual, and so has a personal appeal; but there are other forms of insurance, fo...
31. Chapter 31Unwritten wills are known as "nun-cupative." Nun-cupative wills are employed only when through accident, or sudden seizure by a fatal disease, the time necessary to write and si...
30. Chapter 30There is one condition under which the grantor does not turn over or deliver the deed to the grantee after it is made. This is known as a Deed in Escrow.
38. Chapter 38But let us suppose that the draft is all right and that a merchant, let us call him Henry Thomas, and suppose him a resident of Philadelphia, has a bill against James Taylor, of...
36. Chapter 36The savings bank provides a safe place for the care of such deposits, and it pays such rates of interest on such deposits as are warranted by the earnings of its investments aft...
29. Chapter 29Every occupant of realty holds it through a deed, which carries with it sole ownership, or through a lease which carries with it the right to occupation and use in accordance wi...
33. Chapter 33Glenwood, N. J. October 1, 1910. Robert Brown To George L. White, Dr. Sept 2. For 25 lbs. sugar, at .06 . . .$1.50 " 6. " 30 lbs. ham, at .20 . . . . 6.00 " 14. " 100 lbs. flour...
49. Chapter 49It is a remarkable fact that many men who have shown remarkable shrewdness in conducting a business in which a fortune may have been accumulated, exhibit the judgment of childre...
42. Chapter 42The carrying business done by our express companies is enormous. They have their own special cars attached to passenger and fast freight trains, and their goods are given specia...
48. Chapter 48The work of the different parties may be estimated as contributions, but in such cases it is better to pay the worker a fixed compensation, and charge this to the expense account.
41. Chapter 41Getting just what you mean into ten words may seem difficult when you have a lot to say, but it is surprising how you can boil the message down when each additional word costs f...
50. Chapter 50The wage earner and the man on a salary cannot, of course, do this, but the farmer, the small tradesman, and the mechanic, who is his own employer, may be able to do so. And so,...
34. Chapter 34Storekeepers must keep accounts, and every farmer and mechanic, who would know just what he owns and what he has spent during the past month and year, should keep an exact accou...
54. Chapter 54" Italian ditto--The same as above. ° Degrees. ' Primes, Minutes, Test. " Seconds, Inches. Thus, 7° 20' 10" in circular measure, or 7' 20" 10''' in duodecimal long measure. I1 O...
28. Chapter 28"The dry land" was created before there appeared the man, the laborer, to work it. With his bare hands the worker could have done nothing with the land either as a grazer, a far...
43. Chapter 43The express companies have practically a monopoly of the transportation of the smaller packages of goods requiring quick transit and immediate delivery, but the longer, heavier,...
27. Chapter 27We have not put in everything about business, for that would require a library, instead of a book that can be read in a short day, and be consulted for its special information a...
26. Chapter 26LOOK BEFORE YOU LEAP 1. As to receipts. 2. Notes in bank. 3. Well to know. 4. Discharging liens. 5. Prompt but not too prompt. 6. Be in no haste to invest. 7. Meet dues promptly...
17. Chapter 17TAXES 1. Definition. 2. Kinds of taxes. 3. Customs duty. 4. Internal revenue. 5. Stamps. 6. State taxes. 7. Exempt from taxes. 8. Insufficient taxes. 9. Personal property. 10. T...
18. Chapter 18CONTRACTS--LEASES--GUARANTEES 1. Requisites to a contract. 2. The consideration. 3. Written and verbal contracts. 4. Forms of contract. 5. Kinds of contract. 6. A lease. 7. As t...
13. Chapter 13OUR POSTAL BUSINESS 1. The department. 2. Rural free delivery. 3. Classified mail matter. 4. Postal rules. 5. Foreign rates. 6. Stamps. 7. Postal cards. 8. Registering letters....
10. Chapter 10NOTES--DRAFTS 1. Definition and illustration. 2. Days of grace. 3. Indorsing notes. 4. Negotiable notes. 5. Joint notes. 6. Discounting notes. 7. Interest on notes. 8. Protests....
19. Chapter 19LIFE INSURANCE 1. A definition. 2. How it is done. 3. As an investment. 4. Forms of life insurance. 5. Mutual insurance. 6. Amount of policies. 7. Policies as security. 8. Lapse...
24. Chapter 24THINGS TO REMEMBER 1. Don't deceive yourself. 2. Be sure you are not losing. 3. Weeding out old stock. 4. Dropping worthless accounts. 5. Let your wife know. 6. Children and bus...
25. Chapter 25WORTH KNOWING 1. How title is acquired. 2. Over-generosity. 3. Care of wills. 4. Care of all papers. 5. Checks and stubs. 6. Sending away money. 7. Lost in mails. 8. More about...
8. Chapter 8AS TO BANKS 1. National banks. 2. Banks as lenders. 3. Interest on deposits. 4. Check and deposit banks. 5. How to draw a check. 6. Certificates of deposit. 7. Use of checks.
15. Chapter 155. Chapter 59. Chapter 93. Chapter 311. Chapter 1112. Chapter 1220. Chapter 201. Chapter 12. Chapter 24. Chapter 421. Chapter 216. Chapter 623. Chapter 2316. Chapter 167. Chapter 714. Chapter 1422. Chapter 22